Meet Stephan Le Roux
Independent Wealth Manager
I’m Stephan Le Roux, an Independent Financial Advisor and Wealth Manager based in Johannesburg with over 15 years of experience helping clients plan, protect, and grow their wealth. Whether starting your first job, building your family, or preparing for retirement, I’ll guide you with honest advice and solutions that fit your life.
Stephan’s journey into financial planning began through family influence, but his passion grew when he realised how little most people knew about retirement and financial security. Over the years, he’s helped clients navigate big life decisions — from their first salary to their final retirement day.
Philosophy: Every client is unique. Whether you’re investing R10,000 or R10 million, you’ll be treated with the same respect, care, and dedication.
Highlights:
• Over 15 years of experience in financial planning.
• Award-winning performance with leading providers.
• Proud to have guided his very first client all the way to retirement.
Beyond Finance: When he’s not advising clients, Stephan can be found on the golf course, running a coffee shop, cooking, or at CrossFit. His personal values — honesty, transparency, and respect — shape the way he works with every client.
Services & Solutions
Investment Planning
Smart investing begins with clarity.
Stephan helps clients build diversified portfolios through unit trusts, tax-free savings accounts and custom investment strategies designed for long-term growth.
Each plan is fully transparent, cost-conscious and tailored to your risk appetite and life stage.
Retirement Planning
Start early. Save smart. Live well.
Retirement planning isn’t just about saving — it’s about structuring your income so that it lasts. Stephan guides clients on everything from retirement annuities and pension contributions to living and life annuities.
With the right structure, you’ll enjoy tax-efficient savings, consistent income and peace of mind.
Wealth Management
True wealth is built on alignment — aligning your goals, values and finances.
Stephan’s holistic wealth-management approach integrates investments, risk protection and estate planning to ensure your long-term financial health remains protected and growing.
Additional Services
Stephan offers the following services to his clients over and above the top mentioned:
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Life Cover & Income Protection: Secure your family’s lifestyle against uncertainty — including death, disability and severe illness.
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Estate Planning & Wills: Protect your legacy, cover executor fees and estate duty, and ensure your assets pass smoothly to loved ones.
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Preservation Funds: Keep your retirement benefits intact when changing jobs, with the option of one pre-retirement withdrawal.
Shariah Funds
Investing with integrity.
Shariah-compliant funds allow investors to grow their wealth ethically while staying true to Islamic principles. These funds invest only in halal industries such as technology, healthcare, manufacturing, and property, and avoid sectors like alcohol, gambling, tobacco, pork, and interest-based finance. Each fund is overseen by a Shariah board of Islamic scholars to ensure full compliance, offering a faith-based approach to building wealth responsibly and in alignment with one’s values.
Insights
94%
of South African's aren't financially prepared for retirement.
Only 6%
can retire comfortably.
Inflation
and tax laws change constantly - structured planning is therefore essential.
Working With Stephan
1
Understand You
Every relationship starts with a conversation - no jargon, no pressure. Stephan takes time to understand your goals, lifestyle and concerns.
2
Design Your Plan
Based on you and your needs, Stephan builds a tailored financial strategy focused on security and growth, using trusted providers and transparent options.
3
Walk The Journey Together
Ongoing reviews, open communication and real partnership ensure your plan adapts as life resolves. Stephan is there for his clients, no matter what the need.
Partners
Client Reviews
"Steph is always a text or call away to give the best financial advice. I love how patient he is with me and how he is committed to the entire journey with me. I don't always listen to him, but he's always there for me."
Paula Matlala
"Stephan is very knowledgeable, and always listens to what your needs are and helps plan accordingly. He is also very flexible with meetings and always makes an effort with my schedule."
Nicola Jacobs
"Stephan is an amazing Financial Advisor, who has guided me through my options and helped me understand the best options and solutions for me. He's been very insightful and never let me down when needing financial advice."
Max Ziervogel
